Privacy Disclosure
Rev. 7/2023
FACTS |
WHAT DOES AMERASIA BANK DO WITH YOUR PERSONAL INFORMATION? |
Why? |
Financial companies
choose how they share your personal information. Federal law gives consumers
the right to limit some but not all sharing. Federal law also requires us to
tell you how we collect, share, and protect your personal information. Please
read this notice carefully to understand what we do. |
What? |
The types of personal information we
collect and share depend on the product or service you have with us. This
information can include:
- Social Security number and credit history
- Account balances and Transaction history
- Checking account information and Wire transfer instructions
When you are no longer our customer,
we continue to share your information as described in this notice. |
How? |
All financial companies need to share customers'
personal information to run their everyday business. In the section below, we
list the reasons financial companies can share their customers'
personal information; the reasons Amerasia Bank chooses to share; and whether you can limit this sharing.
|
| Reasons we can share your personal information |
Does Amerasia Bank share? |
Can you limit this sharing? |
For our everyday business
purposes—
such as to process your transactions,
maintain your account(s), respond to court orders and legal investigations,
or report to credit bureaus |
Yes |
No |
For our marketing
purposes—
to offer our products and services to you |
No |
We don't share |
| For joint marketing with other
financial companies |
No |
We don't share |
For our affiliates' everyday business
purposes—
information about your transactions and
experiences |
No |
We don't share |
For our affiliates' everyday
business purposes—
information about your creditworthiness |
No |
We don't share |
| For nonaffiliates to market to
you |
No |
We don't share |
Questions? |
Call (718)
463-3600 |
| What we do |
| How
does Amerasia Bank protect
my personal information? |
To protect your personal information from unauthorized access
and use, we use security measures that comply with feder
al law.
These measures include computer safeguards and secured files
and buildings. |
How
does Amerasia Bank collect my personal information? |
We collect your personal information, for
example, when you
- Open an account
or Apply for a loan
- Pay your bills or Make a wire transfer
- Apply for a loan
- Give us your
contact
information
We also collect
your personal information from others, such as credit bureaus, affiliates, or
other companies. |
| Why
can't I limit all sharing? |
Federal law gives you the right to limit
only
- Sharing for affiliates' everyday business purposes—information
about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. |
| Definitions |
| Affiliates |
Companies related by common ownership or
control. They can be financial and nonfinancial companies.
- Amerasia Bank has no affiliates.
|
| Nonaffiliates |
Companies not related by common ownership
or control. They can be financial and nonfinancial companies.
- Amerasia Bank does not share
with nonaffiliates so they can market to you.
|
| Joint marketing |
A formal agreement between
nonaffiliated financial companies that together market financial products or
services to you.
- Amerasia Bank does not jointly market.
|
Read our Mobile Privacy Disclosure.
